The banking industry has gone through an incredible consolidation in recent years. Actually, it almost approaches biblical proportions. Which bank begot which name change? Who bought out or merged with whom?

The Gunbarrel/Niwot area is a microcosm of what is happening on the national and international front. We have banks which represent a long time area presence and those that are newcomers.

Banks also offer a wide range of products and services, and while some banks may charge a fee for these services, others might not.

The Courier has prepared a profile of the five area financial institutions: 1stBank, Bank One, Firstier, Community First Niwot and Gunbarrel and First National Bank. We have looked at who owns them, what services they provide, what their fee scale is and their overall community involvement.

So if you are thinking of opening a new IRA, or if you need a safety deposit box, take a minute to read our reports. It might save you some time and some money.

Note: Before investing, please check details on the services described in these articles and verify that the fees and other information are still current.