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Bank One opened its doors six years ago at 6300 Gunpark Drive in Gunbarrel. The fifth largest bank in the country with branches stretching from West Virginia to Arizona, branch manager Don Bausley feels the Gunbarrel branch is still a small town bank. "We are a relationship bank, not product oriented. We grow with our customers. We treat everyone as an individual to help them grow. We talk to our customers to find their needs," Bausley said. 
They offer a variety of services to their customers. Safe deposit boxes are available in six sizes ranging in price from $34 to $104 per year. Direct deposit is available at no extra cost. Bank One Gunbarrel has an ATM on site and customers may use any Bank One ATM across the country free of charge. Outside of the network there is a $1.50 charge per transaction. Non-customers are charged $1.50 per transaction plus their own bank charges. The bank offers five different checking accounts to meet customers needs. Basic One has no minimum balance required. This account is great for ATM and direct deposit users. The $5 monthly fee is waived when the customer signs up for monthly direct deposits. No checks or deposit slips are returned on this account. A debit card is available with no annual fee. Value One has a $700 minimum. The $7 monthly fee is waived for combined checking and savings account balances of $1500. There is a $2 fee for returned checks and deposit slips. Debit card with no annual fee is included. Interest One requires a $1500 balance in checking or $3500 combined balance to waive the $8 monthly fee. Checks and deposit slips are returned with statement at no extra cost and a debit card is included. Preferred One offers a debit card, overdraft protection and no fees for money orders, cashiers checks, or travelers checks. The account requires a combined $10,000 balance to waive the $9 monthly fee. It also includes personalized corporate image checks. Checks and deposit slips are returned free of charge. Classic One is for customers
55 and older. This account offers everything as Preferred One, plus a 10
percent discount on safe deposit boxes. This account also offers group
travel packages at big discounts.
Bank One also provides a full range of loans to their customers. Mortgage, home equity, business, consumer and car loans to name a few. A 30 minute loan by phone and Internet loans also are available. All loan decisions are made at loan centers. "The lending limit, you name it , we can do it. We look at anything," Bausley said. Loan grace periods for payments are specific to each loan. As far as negotiating fees for "good customers" Bausley replied, "We shouldn’t have to negotiate fees. We treat each customer individually. We listen to what they want and offer the lowest price possible in the first place." As for any hold placed on large deposits Bausley stated, "That is based on the relationship we have with the customer. We treat each customer needs individually," Bausley commented. Bank One’s lobby hours are
Monday to Friday 9 a.m. to 5 p.m., closed on Saturdays. Drive-up hours
are Monday to Friday 8:30 a.m. to 6:00 p.m. and 9 a.m. to noon on Saturdays.
Bank One is also located at Albertsons grocery stores throughout the state
and are open until 7 p.m. on weekdays and
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Hand Valley Courier
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Posted January 2000